Gowanda Area Federal Credit Union News

Paper Statement Fee

Effective March 2024:

There will be a $3.00 fee per mailed statement.  Please enroll on the website/app to receive e-statements OR contact the office to sign a form to stop paper statements from being mailed to avoid the fee.

Remote Check Deposit is Here!!

Enroll in the Mobile App and enjoy this great feature!!

Please remember to sign the back of your check and write For Mobile Deposit Only

Holiday Closings

Wednesday, June 19th - Juneteenth

Thursday, July 4th & Friday, July 5th - Independence Day

Monday, September 2nd - Labor Day

PCU Online Banking

PCU Online Banking

Manage your bank accounts easily online.



OwnersChoice has earned a reputation for attention to detail, and the ability to deliver financing that fits your life.

VISA Debit/Credit Cards

VISA Debit Cards

Use your debit card for purchases using Apple Pay, Google Pay, Samsung Pay.

Apply for a loan with Gownada Area Federal Credit Union

Whether you need to make a big purchase, handle expenses or consolidate debt, we’ve got you covered. Personal loans, new and used vehicles, and more! Let us help you get on your way with a loan.

Loan Application

Gowanda Area Federal Credit Union - Loans

COVID-19 Updates - Our Lobby is Open


  • We ask that if you are sick please stay home or use the outside walk up window with a mask.
  • Protective shields have been installed at the teller line to provide additional safety measures for members and staff.
  • We will be providing hand sanitizer throughout the lobby and office areas. To be consistent with CDC guidelines, GAFCU staff will practice routine cleaning of frequently touched surfaces and personal space throughout the day. All common areas will be cleaned nightly.