Gowanda Area Federal Credit Union News

Romance & Profile Hacking Scams

Romance Scams:

Sometimes known as "catfishing", scammers set up fake accounts on social media or dating sites and apps to establish fraudulent relationships with legitimate site users.  They string their victims along with promise of a relationship, but never seem to be able to meet in person.  Once the relationship with the victim progresses, the scammer will ask for money or hint they're having money troubles.  You may hear something along the lines of, "I don't know what I'm going to do.  I don't have enough money for rent, and it's due soon" or "please help my loved one, they need emergency surgery."  Once they have what they want, they disappear.  Be hyper vigilant about who you meet online and be wary of sending money to strangers.

Profile Hacking Scams:

In these instances, a fraudster will use a hacked social media account and instant message people in the victim's network, posing as the victim.  They might ask for money to be wired and promise to pay it back.  Always verify these requests by speaking directly to the person who's supposedly sending the message.  If you can't contact them directly, verify what you're being told with friends or others who are close to the person in question.

Gowanda Area FCU Mobile App

With the Mobile App you now have the convenience of Remote Check Deposit!!

Please remember to sign the back of your check and write For Mobile Deposit Only

Lobby/Credit Union Closings

Monday, June 19, 2023 for Juneteenth

Monday, July 3rd and Tuesday, July 4, 2023 for Independence Day

PCU Online Banking

PCU Online Banking

Manage your bank accounts easily online.



OwnersChoice has earned a reputation for attention to detail, and the ability to deliver financing that fits your life.

VISA Debit/Credit Cards

VISA Debit Cards

Use your debit card for purchases using Apple Pay, Google Pay, Samsung Pay.

Apply for a loan with Gownada Area Federal Credit Union

Whether you need to make a big purchase, handle expenses or consolidate debt, we’ve got you covered. Personal loans, new and used vehicles, and more! Let us help you get on your way with a loan.

Loan Application

Gowanda Area Federal Credit Union - Loans

COVID-19 Updates - Our Lobby is Open


  • We ask that if you are sick please stay home or use the outside walk up window with a mask.
  • Protective shields have been installed at the teller line to provide additional safety measures for members and staff.
  • We will be providing hand sanitizer throughout the lobby and office areas. To be consistent with CDC guidelines, GAFCU staff will practice routine cleaning of frequently touched surfaces and personal space throughout the day. All common areas will be cleaned nightly.