Gowanda Area Federal Credit Union News

Mobiliti Phone App

Coming in 2023!!

The Credit Union is in the process of getting a phone app which will offer Remote Check Deposit for our members.

Estimated Go Live Date is Spring 2023 !!

Lobby/Credit Union Closings

Thursday, November 24, 2022 for Thanksgiving Day

Friday, November 25, 2022 for Thanksgiving Holiday

Monday, December 26, 2022 for Christmas

Gowanda Area Federal Credit Union - VISA Money Cards

VISA CU Money Cards

These cards allow you to travel with credit cards that are not linking to your bank accounts.

PCU Online Banking

PCU Online Banking

Manage your bank accounts easily online.



OwnersChoice has earned a reputation for attention to detail, and the ability to deliver financing that fits your life.

VISA Debit/Credit Cards

VISA Debit Cards

Use your debit card for purchases using Apple Pay, Google Pay, Samsung Pay.

Apply for a loan with Gownada Area Federal Credit Union

Whether you need to make a big purchase, handle expenses or consolidate debt, we’ve got you covered. Personal loans, new and used vehicles, and more! Let us help you get on your way with a loan.

Loan Application

Gowanda Area Federal Credit Union - Loans

COVID-19 Updates - Our Lobby is Open


  • We ask that if you are sick please stay home or use the outside walk up window with a mask.
  • Protective shields have been installed at the teller line to provide additional safety measures for members and staff.
  • We will be providing hand sanitizer throughout the lobby and office areas. To be consistent with CDC guidelines, GAFCU staff will practice routine cleaning of frequently touched surfaces and personal space throughout the day. All common areas will be cleaned nightly.