Gowanda Area Federal Credit Union News

COVID Precautions

Please wear a mask when entering the lobby per NYS mandate.

Walk up window is available for use.

Lobby/Credit Union Closings

Monday, February 21, 2022 for Presidents' Day

Friday, April 15, 2022 - CLOSE AT 1:00 PM for Good Friday

Monday, May 30, 2022 for Memorial Day

Debit Card users - Card Valet available

Download the Card Valet from the Apple App Store or Google Play Store and manage your debit card from your phone!

Gowanda Area Federal Credit Union - VISA Money Cards

VISA CU Money Cards

These cards allow you to travel with credit cards that are not linking to your bank accounts.

PCU Online Banking

PCU Online Banking

Manage your bank accounts easily online.



OwnersChoice has earned a reputation for attention to detail, and the ability to deliver financing that fits your life.

VISA Debit/Credit Cards

VISA Debit Cards

Use your debit card for purchases using Apple Pay, Google Pay, Samsung Pay.

Apply for a loan with Gownada Area Federal Credit Union

Whether you need to make a big purchase, handle expenses or consolidate debt, we’ve got you covered. Personal loans, new and used vehicles, and more! Let us help you get on your way with a loan.

Loan Application

Gowanda Area Federal Credit Union - Loans

COVID-19 Updates - Our Lobby is Open

  • All members are required to wear a mask or face-covering before entering the lobby. Be sure it covers your nose and mouth.
  • We ask that our members follow procedures within the branch which includes distancing.  Stay 6 feet from other people. 
  • Protective shields have been installed at the teller line to provide additional safety measures for members and staff.
  • We will be providing hand sanitizer throughout the lobby and office areas. To be consistent with CDC guidelines, GAFCU staff will practice routine cleaning of frequently touched surfaces and personal space throughout the day. All common areas will be cleaned nightly.