Gowanda Area Federal Credit Union Fee Schedule

Share Draft Accounts

Occurrence / Fee

  • ATM Debit replacement card - $15.00/card
  • Cost of Drafts (paid by member) - Varies
  • Automatic transfer from share account due to non-sufficient funds - $5.00
  • Foreign Item deposit - $10.00/each
  • Histories - $2.00/each
  • Letter of Protest (paid by requestor) - $20.00
  • Monthly fee -  No Fee
  • More than 6 automatic transfers/month (withdrawal made to clear draft) - $10.00/each
  • Non-sufficient Funds (Draft/ACH/Electronic transfers) - $30.00/each
  • Photocopies - $2.00/each
  • Reconciliation fees
    • Current  and prior month - $10.00
    • After prior month - $25.00/month
  • Researching account activity - $20.00/hour
  • Return Item - $20.00/each
  • Stop Payments - $25.00/each
  • Telephone transfers (no signature required/no receipt mailed) $3.00/each
  • VISA Debit pin reissue  - $5.00
  • Writing drafts on closed accounts - $25.00/each