Gowanda Area Federal Credit Union - Products Offered

Products We Offer


  • Share Draft Accounts (checking) with VISA debit card
  • Holiday Club Accounts
  • Direct Deposit
  • IRAs (Individual Retirement Accounts)


  • Signature Loans
  • Vehicle Loans
  • Get pre-approved today Download, complete, sign and fax (716-532-4629), email or mail to GAFCU, P. O. Box 29, Gowanda, NY 14070
  • Include a current pay stub
  • Application PDF

VISA Credit CardsVISA Credit/Debt Cards

  • Rates as low as 7.99% for qualified applicants
  • Applications available at the Credit Union
  • Debt Card users - Apple Pay, Google Pay and Samsung Pay now available

Did you lose your VISA Debit/Credit Card? Call the Gowanda Area FCU immediately at (716) 532-3790. If the office is closed, call the below numbers:

  • VISA Debit 1-800-472-3272
  • VISA Credit 1-800-543-5073

VISA CU Money Cards

  • $6.00 fee - Reloads $3.00 at the credit union.
  • $100.00 minimum reload.
  • Maximum balance allowed on reloadable cards - $5,000.00
  • Maximum daily load limit when loaded at credit union - $5,000.00


Other Services

  • Wire Transfers (Incoming/Outgoing) — $20.00 fee
  • Life/Disability insurance is available on an optional basis at affordable premiums for qualified applicants to age 70 working at least 20 hours per week.