Accounts
- Share Draft Accounts (checking) with VISA debit card
- Holiday Club Accounts
- Direct Deposit
- IRAs (Individual Retirement Accounts)
Loans
- Signature Loans
- Vehicle Loans
- Get pre-approved today Download, complete, sign and fax (716-532-4629), email or mail to GAFCU, P. O. Box 29, Gowanda, NY 14070
- Include a current pay stub
- Application

VISA Credit/Debt Cards
Did you lose your VISA Debit/Credit Card? Call the Gowanda Area FCU immediately at (716) 532-3790. If the office is closed, call the below numbers:
- VISA Debit 1-800-472-3272
- VISA Credit 1-800-543-5073
VISA CU Money Cards
- $6.00 fee - Reloads $3.00 at the credit union.
- $100.00 minimum reload.
- Maximum balance allowed on reloadable cards - $5,000.00
- Maximum daily load limit when loaded at credit union - $5,000.00
Mortgages
Other Services
- Wire Transfers (Incoming/Outgoing) — $20.00 fee
- Life/Disability insurance is available on an optional basis at affordable premiums for qualified applicants to age 70 working at least 20 hours per week.