Gowanda Area Federal Credit Union Fee Schedule

Regular Share Accounts

(All Accounts Except Share Draft Accounts)

Occurrence / Fee

  • Alloya Member Transfers - $5.00/each
  • Closing New Account within 90 days $10.00
  • Dormant Account - no activity in last 90 days (waived for members 15-years-old and younger) $10.00/quarter)
  • Duplicate Lien Release - $10.00
  • Excessive Withdrawals - more than 20/year (Includes money order purchases) $5.00/each
  • Foreign Item - $10.00/each
  • Holiday Club withdrawals before October 1st - $5.00/each
  • IRA Transfers - $20.00/each
  • IRS Levy/Restraining Notices/Info Subpoena - $20.00/each
  • Mailed Teller Check - $1.00/each
  • Membership/Joint Member - $5.00/each
  • Non-sufficient Funds (ACH) - $30.00/each
  • Regulation D Violation - $10.00/each
  • Researching Account Activity - $20.00/hour
  • Return Item - $20.00/each
  • Statement Photocopy
    • 1 prior statement - Free
    • After 1 prior statement - $1.00/each
  • Stop Payments
    • ACH - $25.00
    • Teller - $25.00
  • Teller Check to 3rd Party - $2.00/eacg
  • USPS Address Change - $2.00/each
  • Western Union - $20.00/each
  • Wire Transfer (incoming and outgoing) - $20.00/each